Terms & Conditions
These Terms & Conditions (“Terms”) govern your access to and use of the website www.charter-life.com (the “Site”), operated by Charter Life LLC (“Company,” “we,” “us,” or “our”), a Delaware limited liability company. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
1. Use of the Site
You may use the Site only for lawful purposes and in accordance with these Terms. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal or internal business purposes.
You agree not to:
– Use the Site in any way that violates applicable federal, state, or local laws.
– Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Site.
– Introduce viruses, trojans, or other harmful material.
– Attempt to gain unauthorized access to any part of the Site.
– Copy, modify, distribute, or create derivative works from Site content without permission.
– Use automated tools (e.g., bots, scrapers) to access the Site without our consent.
We reserve the right to terminate or suspend your access at any time, without notice, for any reason.
2. Intellectual Property
All content on the Site, including text, graphics, logos, images, and software, is the property of Charter Life LLC or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or commercially exploit any content without our prior written consent.
Our trademarks and trade dress may not be used without permission.
3. User Accounts (if applicable)
If the Site allows account creation, you are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us immediately of any unauthorized use.
4. Links to Third-Party Sites
The Site may contain links to third-party websites. We are not responsible for their content, privacy practices, or terms. Your use of those sites is at your own risk.
5. Disclaimers
The Site and its content are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied. We disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that the Site will be uninterrupted, error-free, or free of viruses. Any reliance on Site content is at your own risk.
6. Limitation of Liability
To the fullest extent permitted by law, Charter Life LLC and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, even if advised of the possibility of such damages.
Our total liability shall not exceed the amount you paid us (if any) in the twelve months preceding the claim. Some jurisdictions do not allow these limitations, so they may not apply to you.
7. Indemnification
You agree to indemnify, defend, and hold harmless Charter Life LLC and its affiliates from any claims, losses, liabilities, damages, and expenses (including reasonable attorneys’ fees) arising from:
– Your use of the Site;
– Your violation of these Terms; or
– Your violation of any rights of another party.
8. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of laws principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in Sussex County, Delaware, for any disputes.
Class Action Waiver: To the extent permitted by law, you waive any right to participate in a class action lawsuit or class-wide arbitration against us.
9. Changes to These Terms
We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on the Site with a new “Last Updated” date. Your continued use of the Site after changes constitutes acceptance of the new Terms.
10. Termination
We may terminate these Terms and your access to the Site at any time without notice. Provisions that by their nature should survive termination (e.g., liability limitations, indemnification) will survive.
11. Miscellaneous
– These Terms constitute the entire agreement between you and us regarding the Site.
– If any provision is held invalid, the remainder remains enforceable.
– Our failure to enforce any right does not waive it.
– You may not assign your rights under these Terms without our consent.
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12. Contact Us
If you have questions about these Terms, please contact us:
Charter Life LLC
Email:hello@charter-life.com
